The Ultimate Guide to Buying New Construction
Buying a new construction home is very different from buying a resale home. There are different contracts, different timelines, and different rules.
Many buyers mistakenly believe they can get a "better deal" by going directly to the builder without an agent. In reality, the on-site sales representative works exclusively for the builder to protect their interests, not yours. Having an experienced buyer's agent on your side ensures you have someone negotiating for you, overseeing inspections, and explaining the fine print—at no cost to you.
Why Choose New Construction?
Warranty Protection
New homes come with builder warranties that typically cover systems for 1-2 years and structural elements for up to 10 years, giving you peace of mind.
Energy Efficiency
Modern building codes and materials mean new homes are significantly more energy-efficient than older ones, saving you money on utilities every month.
Customization
Why settle for someone else's choices? Building new allows you to select your ideal lot, floor plan, cabinets, flooring, and fixtures.
The 7 Steps to Your New Home
Hire Your Team
Before walking into a model home, establish a relationship with a buyer's agent. We can register you with builders to ensure your representation is recognized.
Hire Your Team
Before walking into a model home, establish a relationship with a buyer's agent. We can register you with builders to ensure your representation is recognized.
Financing & Budget
Get pre-approved. Builders often have "preferred lenders" offering incentives like closing cost assistance, but you should always compare rates.
Community & Lot Selection
We'll tour communities, compare amenities, and help you select the perfect lot. Considerations include sun orientation, grading, and future development plans.
Community & Lot Selection
We'll tour communities, compare amenities, and help you select the perfect lot. Considerations include sun orientation, grading, and future development plans.
Contract & Deposit
Builder contracts are lengthy and protect the builder. We review the terms, structural options, and deposit structure to ensure you understand your obligations.
Design Center
The fun part! You'll choose cabinets, flooring, and finishes. We advise on which upgrades add value for resale and which can be done cheaper later.
Design Center
The fun part! You'll choose cabinets, flooring, and finishes. We advise on which upgrades add value for resale and which can be done cheaper later.
Construction & Inspections
We recommend independent inspections at pre-drywall and before closing. We attend builder walkthroughs with you to catch any defects.
Closing Day
The home is finished! After a final walkthrough, you sign the papers and get the keys. Welcome to your brand new home.
Closing Day
The home is finished! After a final walkthrough, you sign the papers and get the keys. Welcome to your brand new home.
Frequently Asked Questions
Does it cost more to use a Realtor?
No. The builder pays the buyer's agent commission from their marketing budget. The price of the home is the same whether you have an agent or not. In fact, we often save our clients money by negotiating for incentives.
Can I use my own lender?
Yes, you have the right to choose your lender. However, builders may offer substantial closing cost credits (sometimes $10k-$20k) if you use their affiliated lender. We help you do the math to see which option is truly cheaper.
How long does it take to build?
It varies by builder and community. A "spec" home that is already started might be ready in 30-60 days. A "to-be-built" dirt start typically takes 5-9 months depending on permit times and material availability.
Ready to start your search?
Schedule a free new construction consultation with the Rush Home Team. We'll listen to your needs and match you with the perfect community.